Remortgage - individual or joint application if partner is on furlough?

rachelwsl

My partner is currently placed under furlough as a company director. We have an existing mortgage under joint names is coming to an end of the fixed term in another few months. We are waiting to see what does the current lender - NatWest has to offer on the product switch, or shall we do remortgage with other different lender.
When it comes to remortgage application, would being under furlough impacts the decision?

If my own income is sufficient to go in as an individual application for the remortgage loan, should I go in as an individual applicant? Or do we need to go in as joint applicants (assuming different lender) as the current mortgage is under joint?

MFWannabe

How happy would your partner be to not be named on the property? 
Can you not check on NatWest website what new offers are available? Would be easier to stay with current lender 

rachelwsl

The product switching offer won’t be available from NatWest till next month. We are searching for potential better deals out there with other lender if available, as the existing lender doesn’t necessary give the best deal?
The property is named under both of us - that’s not gonna change, do we have to stick with joint mortgage if the property is named under both?