We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
New Mortgage PaymentsMy m

danoid
Posts: 15 Forumite

Hello, is there a way for me to roughly work out what my new monthly mortgage payments would be when getting a new deal?
My mortgage deal is running out next year sometime after a 5 year fix and pay X amount now, I will be getting another 5 year fix (more than likely) but i’d like to workout somehow what my new monthly payments would look like, I don’t know where to go or what to do to look at.
Any ideas?
My mortgage deal is running out next year sometime after a 5 year fix and pay X amount now, I will be getting another 5 year fix (more than likely) but i’d like to workout somehow what my new monthly payments would look like, I don’t know where to go or what to do to look at.
Any ideas?

0
Comments
-
Here: https://www.moneysavingexpert.com/mortgages/mortgage-rate-calculator/
enter amount owing, mortgage period and interest rate
theres also an overpayment calculator on there tooMFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0000 -
You could also use " Whatsthecost " website.
Just put in the outstanding balance, interest rate, number of years0 -
Unless something massive happens with rates it will be similar to now.
Your LTV should be better which may get you a better rate and lower the payment.
What we're the details of the mortgage you have now?
Amount, term, rate, payment.
Any overpayments?
0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards