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Help and advice needed
dawd999
Posts: 20 Forumite
Hello again
I received an email from somwbody in the official receivers office to say based on the info you have provided you will not be required to pay any disposable income into you bankruptcy estate. However she also said they will be in touch in due course if a re assessment is required. Why would they need to re assess? The OR i spoke with clearly did say i will recieve an email when i am discharged and that i wont hear from her again. Im abit confused
I received an email from somwbody in the official receivers office to say based on the info you have provided you will not be required to pay any disposable income into you bankruptcy estate. However she also said they will be in touch in due course if a re assessment is required. Why would they need to re assess? The OR i spoke with clearly did say i will recieve an email when i am discharged and that i wont hear from her again. Im abit confused
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Comments
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Just standard generic wording, nothing to worry about.A re-assessment would only be nessessary if your income went up, or there were other significant changes, over the first 12 months.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Oh ok thankyou so much for your reply0
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If you started a new job where your salary was £20k more a year in 6 months time, gave birth to triplets, or had to move for your job to a more expensive/cheaper area, you would let them know, and they might re-assess as to whether you need to increase any payments, but if all stays pretty much the same until discharge, there'll be nothing to worry about.An ex-bankrupt on a journey of recovery. Feel free to send me a DM reference credit building credit cards from the usual suspects Happy to help others going through what I've been through!0
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