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How did Intrum get my home address?
Bowlstar
Posts: 6 Forumite
I received a letter from Intrum, regarding a £100 debt with EE that I racked up about 4 years ago, while I was living at my previous address, in another town.
So how did Intrum get my current address?
I'm not on the voting register, and EE certainly don't have my new address either, very few people do. The funny thing is that the letter came a few days after speaking with the local council about my council tax. Have Intrum somehow got my address from them?
I'm going to move house again over this, but now worry that the council are selling people's address details. Am I able to ask Intrum how they got my address? There's no way they've legally acquired it.
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They will have done a simple trace on your credit file, hey presto.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
Also if it is a £100 debt, surely moving house would cost a lot more than simply paying it?1
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Just about to type this, talk about using a sledgehammer to crack a nut.Mrs_F_2017 said:Also if it is a £100 debt, surely moving house would cost a lot more than simply paying it?2 -
Do you have a current account at your present address? If so, that will be the address on your file. Anyone looking for you will find it.
It's not likely to be the council as they don't currently report to the CRAs0 -
I'm going to move house again over this, but now worry that the council are selling people's address details. Am I able to ask Intrum how they got my address? There's no way they've legally acquired it.It's not particularly difficult as they will match up DOB, names and addresses on any credit agreement you take out. For example, how did you come by your last mobile phone? New phone contracts are fertile ground for matching and chasing people.
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Bowlstar said:I'm going to move house again over this, . Am I able to ask Intrum how they got my address? There's no way they've legally acquired it.Bit of an extreame reaction to be fair, for such a small debt, its much simpler to either pay it, or just block them on your phone.Its not an easy thing to live "off grid" these days, although with a little pre-planning it is possible, but its not something I would even concider as there are more simple ways to deal with such things.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Surely it will be far better for your mental health to stop running away and just pay what you iwe.Bowlstar said: heI received a letter from Intrum, regarding a £100 debt with EE that I racked up about 4 years ago, while I was living at my previous address, in another town.So how did Intrum get my current address?I'm not on the voting register, and EE certainly don't have my new address either, very few people do. The funny thing is that the letter came a few days after speaking with the local council about my council tax. Have Intrum somehow got my address from them?I'm going to move house again over this, but now worry that the council are selling people's address details. Am I able to ask Intrum how they got my address? There's no way they've legally acquired it.1 -
You really SHOULD be on the electoral roll. Not being on it affects your credit report adversely.Bowlstar said:I received a letter from Intrum, regarding a £100 debt with EE that I racked up about 4 years ago, while I was living at my previous address, in another town.So how did Intrum get my current address?I'm not on the voting register, and EE certainly don't have my new address either, very few people do. The funny thing is that the letter came a few days after speaking with the local council about my council tax. Have Intrum somehow got my address from them?I'm going to move house again over this, but now worry that the council are selling people's address details. Am I able to ask Intrum how they got my address? There's no way they've legally acquired it.
Why not just pay your debt? At least they haven't added interest, which they certainly could have done after four years.
Running away and moving house for the sake of £100? Makes absolutely no sense whatsoever. It will surely cost you more than that to move. You'll be found again. And you have admitted here in writing that you actually DO owe it. Pay it, you will feel much better afterwards.
Councils are not allowed to sell people's addresses.Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.0 -
I don't believe for a second this is real. This thread should be put under the dictionary definition of 'petty'.Know what you don't1
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