Vida mortgage

rheat06

Does anyone have any success story’s from Vida homeloans, I’m currently waiting to hear on an application that was submitted almost a month ago, in the meantime I’ve been reading reviews and I’m starting to get very worried about if I will even get my mortgage accepted. To make matters worse I’ve reserved a new build property that is Almost complete so I’m worried about losing that property due to having time wait so long for Vida to make a decision 

bell2020

I wouldn't worry about the reviews. People only tend to write a review when they're not happy. 

This post currently has 345 comments & shows the process of several people that have applications in with Vida or have had their mortgage offers, have a read -

https://forums.moneysavingexpert.com/discussion/6151978/vida-homeloans-return-to-market/p1

exizor

We received our offer from Vida today. Hopefully the timeline below helps someone who was in a similar situation to me, worried about the, will it go through, why haven't we heard anything ect.

• 18th September, application submitted and fee paid
• 24th September, sent an additional month statement
• 8th October, "Mortgage review"
• 23rd October, Survey booked in
• 4th November Survey carried out
• 4th November - Additional questions about, last three months bank statements, proof of deposit and current address, as we had moved out of our rented house and into airbnb whilst the build was being completed
• 6th November - Additional questions about some money I received for my birthday
• 9th November - Verbal offer and offer posted to our solicitor

In total it took 7 weeks and 3 days and it felt like a lot longer. I am so grateful this went through and I wish the rest of you luck with the process. I do want to add, there were no searched on our credit files at all.

rheat06

Congratulations, thank you  so much, fingers crossed then. 

ACG

Vida are slow at the minute, I think it was 21 days to just look at the application recently. 

But as others have said, you are more likely to leave a review in anger than you are if you are happy.