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To DMP or not DMP....?

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  • Have you checked your contents insurance to see if Laptop and Washer are covered?
    What exactly does Homecare cover?
    Thank you - yes I should definitely check the contents, I've been pretty lazy at shopping around for new insurance and have had this and the buildings or about 3/4 years! Homecare is with British Gas and covers the electrics, boiler, plumbing, drains - I have used it loads in the past so feel its a security blanket (I probably over insure yeah? I just get nervous being solely responsible for my house without another adult or landlord)
  • ZaSa1418
    ZaSa1418 Posts: 651 Forumite
    500 Posts Third Anniversary Name Dropper
    Your Gas & Electric seems expensive, can you look at switching? 
    There are other things you could get rid of, spotify , gym, postcode lottery which will save. 
    You say you put £75 away for an emergency fund but there is nothing in the cash part of your SOA, is this a new thing going forward? 
    LBM Debt Total : £48,326.50

    Pay All Your Debt Off By Xmas 2023 - #50  £1,495.29 / £12,000.00
    Saving For Christmas 2023 - £1 a day challenge - #6 £100/£1095.00
  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    As a prime member can you swap to Amazon Music from Spotify? I pay £7.99 a month. 
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
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