We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

To DMP or not DMP....?

2»

Comments

  • Have you checked your contents insurance to see if Laptop and Washer are covered?
    What exactly does Homecare cover?
    Thank you - yes I should definitely check the contents, I've been pretty lazy at shopping around for new insurance and have had this and the buildings or about 3/4 years! Homecare is with British Gas and covers the electrics, boiler, plumbing, drains - I have used it loads in the past so feel its a security blanket (I probably over insure yeah? I just get nervous being solely responsible for my house without another adult or landlord)
  • ZaSa1418
    ZaSa1418 Posts: 651 Forumite
    500 Posts Third Anniversary Name Dropper
    Your Gas & Electric seems expensive, can you look at switching? 
    There are other things you could get rid of, spotify , gym, postcode lottery which will save. 
    You say you put £75 away for an emergency fund but there is nothing in the cash part of your SOA, is this a new thing going forward? 
    LBM Debt Total : £48,326.50

    Pay All Your Debt Off By Xmas 2023 - #50  £1,495.29 / £12,000.00
    Saving For Christmas 2023 - £1 a day challenge - #6 £100/£1095.00
  • Naomim
    Naomim Posts: 3,227 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    As a prime member can you swap to Amazon Music from Spotify? I pay £7.99 a month. 
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.