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Halifax mortgage delayed
vikashkumar23
Posts: 23 Forumite
Hi,
Our mortgage went to underwriter initially and they reduced our affordability.
October 23rd valuation was done and still waiting for reply from Halifax for mortgage approval.
We called last week and they said it was with underwriter and only they can approve.
6 working days gone since valuation. Still mortgage not approved yet.
Why are they delaying it ? Any idea ?
Our mortgage went to underwriter initially and they reduced our affordability.
October 23rd valuation was done and still waiting for reply from Halifax for mortgage approval.
We called last week and they said it was with underwriter and only they can approve.
6 working days gone since valuation. Still mortgage not approved yet.
Why are they delaying it ? Any idea ?
0
Comments
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They have a lot of cases to get through. Give them more time0
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I am on the understanding that if your application is referred to an underwriter at the first step, it will then go to an underwriter for every subsequent step after that. I have seen a mortgage advisor say this on another thread.FTB with Halifax
23/10 AIP
23/20 Full application
26/10 Valuation booked
28/10 Case agreed subject to valuation
03/11 Desktop valuation
04/11 Offer received
28/01/21 Exchanging of contracts
01/02/21 Completed ✅0
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