Fiance will be furloughed, I am key worker, mortgage just approved... should we pull out?

FTBMish

annetheman said:

It's worth being really frank with yourself about how comfortably you'd be able to afford the mortgage payments (plus other costs involved in the move, plus some contingency cash), bills etc on your salary alone if your husband loses his job soon - I'd view it as if he will (furloughed, there's a real possibility). If you feel you'd still be okay and your husband could soon-ish get another job as additional security should you be unable to work for some reason, I'd go ahead with things although of course the risk is higher that things could become unmanageable. I don't think anyone who takes out a mortgage does so in a 100% risk-free situation, it's all speculative - any of us could lose our main source of income at any point for any reason. Of course, it will be up to the lender to decide but you could end up in a whole heap of trouble if you didn't disclose the change of circumstance. 

Yes I completely agree. I would have to be honest with the lender and I would never consider not telling them. Yes we would be fine with costs just as we would need to be fine paying them if we don't buy a house. Its similar to what we pay now in rent so whether a mortgage or not you have to find a way dont you!