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Joint borrowers - sole proprietor, why is it so complicated??

BertieN · 2020-10-28 23:48:51

Hi all. Application with Barclays (direct) for a joint borrower, sole proprietor mortgage with 40% Ltv. 14 Aug - full application sent 15ish Sept - further enquiries about income, all answered on the day ??? Still held at decision stage What could possibly be happening? Barclays advisor is useless. I know this kind of…

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silvercar Posts: 49,555 Ambassador

31 January 2023 at 5:02PM

We did one of these through a broker. It was very quick, approved within days. I guess when it goes right it goes right and when it goes wrong it goes wrong.

Could you put in a complaint over how long it is taking? That may focus their minds.

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