We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joint borrowers - sole proprietor, why is it so complicated??

BertieN · 2020-10-28 23:48:51

Hi all. Application with Barclays (direct) for a joint borrower, sole proprietor mortgage with 40% Ltv. 14 Aug - full application sent 15ish Sept - further enquiries about income, all answered on the day ??? Still held at decision stage What could possibly be happening? Barclays advisor is useless. I know this kind of…

Comments

silvercar Posts: 49,659 Ambassador

31 January 2023 at 5:02PM

We did one of these through a broker. It was very quick, approved within days. I guess when it goes right it goes right and when it goes wrong it goes wrong.

Could you put in a complaint over how long it is taking? That may focus their minds.

I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
0