Workplace pension

smithy66_2

Can anyone enlighten me? I recently contacted my workplace pension scheme to find out how much I have paid and will get taking into consideration my employers sd well as my contributions.. the representative told me I do not receive my employers contribution as it goes into a pension pot? but could not explain what what was but clearly said that I would not benefit from the employers contributions.. from recollection the employers contribution was the selling point to encourage us to join the scheme.
What is the "pension pot" and where does it go? 
is the information they gave me correct? 
any info would be appreciated

ElephantBoy57

Who is your employer and who manages your pension?

molerat

Is this a defined benefit pension ?  If so your contributions can be clearly listed but they, along with your employers, simply go into a pool to pay the benefits for all members.

Silvertabby

If this is a DB scheme then your employer does indeed pay a chunk of money into the scheme on your behalf.

However, if you have left your job or opted out and are eligible for a refund of contributions, then by taking that refund you are saying that you want nothing to do with the pension scheme - and so forfeit your employers contributions.

Albermarle

Maybe the confusion is that you will not literally be given back exactly what your employer has contributed .
Yours and their contributions will be used to provide you with a retirement income , and the more goes in the more comes out in very simple terms. So you will benefit from the employer contributions in the end .
For more clarity you need to supply more details, as requested above.

smithy66_2

My employer was South downs leisure 
But I think the issue is with the pension scheme.. Thanks for your comments I think I understand it now