Tier 3 and valuations

ohdarn

Hello again everyone. Our prospective mortgage lender had arranged to carry out a valuation on the property we'd like to purchase today, but yesterday they sent us a message to say that the valuation had been rearranged to take place next Monday (2nd Nov).
Unfortunately though, all of Nottinghamshire is now to enter Tier 3 coronavirus restrictions (our house and the house we're purchasing are both in this district).
Does anyone know if this will impact the valuation at all please?
Thanks. 

janoid19

I am in Manchester so Tier 3 and the mortgage lender just did a desktop valuation for the property I am buying.
Do you know if it is a desktop valuation or are they actually visiting?

ohdarn

I believe they are visiting in person because of the rescheduling, although I suppose that could also happen to a desk bound valuation?

janoid19

I'm not sure how they decide whether to do a desktop valuation or visit the property in person. It must be dependant on if they can find enough information about the property and surrounding properties online to value it. 

As far as I know and from everything I have read, they are still going ahead with valuations even in the Tier 3 areas.

bradders1983

Quite sure people can still enter your house for work.

Valuing a house is "work". Exactly the same as how a plumber, builder, plasterer etc....can still come in to your house and work.

davidmcn

https://www.gov.uk/guidance/working-safely-during-coronavirus-covid-19/homes
has the guidance for working in other people's homes - which confirms it is allowed. Surveying firms may of course have their own policies about the necessity of going into homes.