Slow progress but the journey continues...........

scotdebsV2

horseeatsallmymoney said:

I didn't know about the fixed payments either- interesting!
It sounds like you're making great progress and fingers crossed for the change around at work.

It was a real game changer for me especially on the 0% cards. Even just fixing the dd to the value of the first months minimum payment makes a huge difference. Trying not to stress about the change at work I cant influence it so just want to look forward to making the best of Christmas (which is all taken care of thanks to a Christmas club saving account with a credit union) - I usually host a big Christmas day dinner and then have load more family round in the evening - one upside of limits on get togethers I should save a fortune