Help.with bank

dawd999

Hi all
So bankruptcy is approved no IPA now prior to filing BR i opened a current account with bank of scotland they would not give me a basic one however i did not ask for a overdraft etc. The OR said this was fine so all my benefits and direct debits have been set up from new account but after speaking to and advispr he said they will deffo.close my account regardless. Now i have spoken to OR and sge said a letter has been sent to the bank.asking for it to stay open? Has anyone been in a similar situation? Can ayone advise? I now will have to ring EVERYONE again but before that open another account

luvchocolate

Bank of Scotland are not BR friendly so fingers crossed 

JCS1

Whilst the OR may say they have no interest in the account, it's down to the Bank whether they keep the account open

jonesMUFCforever

As soon as the bankruptcy hits the London Gazette - expect the account to be closed as poster above.

luvchocolate

I wished you'd asked for bank recommendations before..we would advise against the BOS group.
Nationwide...Barclays..coop seem to come up well with posters 

cymruchris

You might as well apply for a basic account with those that provide them as a matter of course anyway no matter what happens to this account. Barclays, Nationwide and the Co-op are all good contenders. Is your bank balance near zero? If there's a chunk of money in there - that might still get frozen - (not that I'd expect you to have a large surplus of cash in the bank if you've just gone through bankruptcy - but it's worth mentioning just in case you do have cash in there for some unrelated reason).

MalMonroe

I took advice from Stepchange and opened a current account with Co-op when I had a DRO. Then I switched to Nationwide. Both perfectly fine. Stepchange gave me details of banks who were more likely to accept people with bankruptcies or DROs.

I didn't have to ring anyone, the bank took care of everything.