What time does your employment end on the day you depart for liability and service purposes?

icedchetty

From an insurance, liability and personal death in service benefit perspective, what time does your employment end when you leave a job?
I have never seen an employment contract specify the exact time your employment ends on the day you resign. Therefore if you were to leave a job say Monday, and start with your new employer on Tuesday but died in between, would the employment contract cover your death in service benefits such as the lump pay-out to your spouse?
It does make you think very carefully when and how you resign to make sure your covered on all eventualities.
Does anyone have technical knowledge of this situation? 

Comms69

It ends when you leave work. It's that simple. 

techwatcher

My understanding is that benefits technically cease at 23:59 on the final day.

Manxman_in_exile

techwatcher said:

My understanding is that benefits technically cease at 23:59 on the final day.

Did you mean 23:59:59.999999.... ?

Brynsam

Comms69 said:

It ends when you leave work. It's that simple. 

I'm afraid it isn't that simple - for example, you might be on annual or garden leave on your last day of employment.

Barny1979

Comms69 said:

It ends when you leave work. It's that simple. 

Not physically leave work it doesn't, I've left on a Friday afternoon and my employment ends on the Sunday and transfers across on the Monday, so no break in employment status.

Sandtree

icedchetty said:

It does make you think very carefully when and how you resign to make sure your covered on all eventualities.
Does anyone have technical knowledge of this situation? 

Not sure it does really.

For most considerations your contract will end at just before midnight at the end of your notice period so for many people it will finish on "Friday" and your new job will start on "Monday" and so technically you are unemployed for that weekend.  Clearly some decide its time for a well deserved break and may well go for a short holiday between the end of one and the start of the next.

I don't think too many people cower at home covered in bubble wrap to protect themselves for that weekend whilst unemployed but then most people don't consider all the possible outcomes in life and do more high risk things like going on holiday without travel insurance etc.