Over paying on 2 mortgages?

Lennylor

Hi, 
Looking for a bit of advice. I have 2 mortgages. 1 for my home and the other for my parents home. Both mortgages were recently renewed and both are around the £120k mark. I would like to overpay £200 per month, should I split this and ovepay £100 to each mortgage or is it better to focus on just the 1 mortgage?
Thanks in advance

getmore4less

missing information.

what are the rates and fix/full terms?

what is the goal of the overpayment?

Lennylor

Mortgage 1 is for 116k fixed for 5 years at 2.1%
Mortgage 2 is 138k fixed for 5 years at 1.74%.
I would like to eventually pay off both mortgages. 
Thanks in advance again

Lennylor

Sorry both mortgage terms are 30 years. 

caeler

I have two mortgages (for different reasons than yours) and I took the view of focused on 1 at a time.  No idea if this is correct but either way I want them both paid off, both on the same rate although one's fixed rate ends sooner than the other so that slightly influenced my thinking.

[Deleted User]

Lennylor said:

Mortgage 1 is for 116k fixed for 5 years at 2.1%
Mortgage 2 is 138k fixed for 5 years at 1.74%.
I would like to eventually pay off both mortgages. 
Thanks in advance again

The quickest and cheapest easy to do that is to overpay the most expensive, subject to any caps and ERCs.