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Do I need an adverse broker?

jazzyja · 2020-10-25 18:37:57

So, looking to get a mortgage in approximately 5 months time. I've managed to pay off majority of my debts except my car which i owe about 7k to, and a very old rossendales debt (from 2012) which il be honest I forgot I was even paying but apparently still owe them 1k which i pay £20 a month to and have done for years,…

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ACG Posts: 24,542 Forumite

26 October 2020 at 12:32PM

Honestly, it is that busy at the minute, I have not had chance to read anything about it.

But I assume it could be a year or longer before anything happens? The HTB scheme changes (for the worse) in March and the stamp duty holiday ends so they may want to see what happens there before they actually do anything?

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You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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