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In a mess with very debt
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And if Lowell’s can’t provide the CCA? Sorry all new to me and yes I did have to Google it.
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Then it's unenforceable and such low priority that you can ignore it if you choose to.1
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An update I finally received a letter from lowells today (the debt is now £3900! ) so I assume I do the CCA first and await their reply?0
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Lowell will run through there standard chain of letters with you, why not let them do that for a few months, then ask for evidence of the debt, don`t be too quick to jump in here.zoena1978 said:An update I finally received a letter from lowells today (the debt is now £3900! ) so I assume I do the CCA first and await their reply?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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