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Current mortgage timescales
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pinklady3333
Posts: 95 Forumite
Hello, I am just about to apply for a mortgage and I wondered if anyone has any experience of the current timescales please? Thinking of going with Santander.
I was going to pay for a separate survey report as they only do a valuation.
Thanks in advance.
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Comments
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Hi, Can't comment on Santander, but avoid Platform (broker bit of Coop) like the plague. They say 30 days but I'm on working day 53 and this isn't unusual.
Friend of mine just had her mortgage offer back in 6 working days with Natwest, so there are some very quick ones out there. Might be worth asking a broker.2025 52 Week Saving Challenge #15 18/52
HSBC - £6319.04 £6061.12 £5932.16 £5803.20 £5287.36
Lloyds - £9395.51 £9202.55 £9019.41 £8664.011 -
Santander underwriting queue stretches back to 24 September so an application going to underwriters today is going to be in a queue for four weeks.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.1
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