Mortgage in principle denied - why?

dunstonh

. We had bad experiences with brokers (long delays), and this Nationwide mortgage we have now (that we took 4 years ago) was so easy and quick that we thought we would go directly with Nationwide again.<br>

There are tens of thousands of mortgage brokers out there.    Typically its best to avoid estate agent based (unless the agent is an small independent and not a chain) and avoid the online/direct ones.  They cherry pick the easy cases and tend to fall down the minute it hits difficulty.

Ironically, on this occasion, the broker would have saved you time as it is pretty clear for anyone experienced in mortgages to see where your issues are and who would be best to handle it.