FTB/HTB mortgage with CCJ’s

yas371496

Hi, 
I’m looking for some advice and hoping someone may have some experience in my scenario. 

I’m looking to buy my first home next year some time (date flexible on whether I need to put up more than a 12% deposit) with a HTB scheme. I earn £80000 a year before tax, and will be looking at having between 6-12% deposit for a house worth anywhere between 280,000-320,000, I’m a single buyer with no other income/partner. 

Now comes the issue, I have 3 CCJ’s, one from 2016 for £282 that was settled a few months back and 2 from 2017 for £750 and £820 that have been settled this month. I have no other defaults since these from early 2017. What is the likelihood of me getting a mortgage based on this scenario, I’m guessing it’s highly unlikely? 

Any advice would be really welcome and appreciated. 

Thanks! 

haras_n0sirrah

That sounds perfectly doable based on what you have posted.