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What options do we have?! Are we trapped?!

Options
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  • wingit247
    wingit247 Posts: 5 Forumite
    First Post
    Thank you everyone for your advice. This has really helped us see the wood through the trees and made it seem more realistic and less complicated. 
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The reason the top up loan will be over 40 years is to assist with affordability. Don't lose sight of the fact that the other part of your mortgage will be repaid in 18 years time. This then frees up a large amount of cash on a monthly basis. 
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