Credit file after bankruptcy

little-poppy

Hi, I’ve searched the forums and keep finding different answers online so wondered if someone could answer me a quick question please. Next week is 6 years since my bankruptcy. I was discharged after 12 months. When will the bankruptcy drop off my credit file? Is it 6 years from the date of the bankruptcy or is it 6 years from the date I was discharged, so another year? Thanks

bradders1983

6 years from the bankrupcy. Mine seemed to take an extra month though for some reason

little-poppy

bradders1983 said:

6 years from the bankrupcy. Mine seemed to take an extra month though for some reason

That’s great, thanks. I thought it might take a little time to update but at least I know it’s this year and not next so that’s good news!

luvchocolate

If you check the I.S website and search your name , click on it and status will have changed to discharged.
this stays for 3 months so print a copy off for your records

flipflopflo

luvchocolate said:

If you check the I.S website and search your name , click on it and status will have changed to discharged.
this stays for 3 months so print a copy off for your records

The OP has been discharged for nearly 6 years so the entry on the IS register is long gone. 

luvchocolate

flipflopflo said:

luvchocolate said:

If you check the I.S website and search your name , click on it and status will have changed to discharged.
this stays for 3 months so print a copy off for your records

The OP has been discharged for nearly 6 years so the entry on the IS register is long gone. 

Hi the OP is approaching discharged. 
Bradders replied he was 6 years discharged not the OP

flipflopflo

little-poppy said:

. Next week is 6 years since my bankruptcy. 

@iluvchocolate from the OP. 

luvchocolate

flipflopflo said:

little-poppy said:

. Next week is 6 years since my bankruptcy. 

@iluvchocolate from the OP. 

I apologise my mistake. 
I should have stayed in bed today!
Sorry 

MalMonroe

I had a DRO which ended last year. It did take a couple of months for it to drop off my various credit reports. But once it's gone, it's such a wonderful feeling! Congratulations on your financial freedom. 

_TinRibs_

Do remember. You are a member of the BR’s Gazette until the day you die. 

No way out of that one I’m afraid