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Credit file after bankruptcy
little-poppy
Posts: 8 Forumite
Hi, I’ve searched the forums and keep finding different answers online so wondered if someone could answer me a quick question please. Next week is 6 years since my bankruptcy. I was discharged after 12 months. When will the bankruptcy drop off my credit file? Is it 6 years from the date of the bankruptcy or is it 6 years from the date I was discharged, so another year? Thanks
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6 years from the bankrupcy. Mine seemed to take an extra month though for some reason1
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That’s great, thanks. I thought it might take a little time to update but at least I know it’s this year and not next so that’s good news!bradders1983 said:6 years from the bankrupcy. Mine seemed to take an extra month though for some reason0 -
If you check the I.S website and search your name , click on it and status will have changed to discharged.
this stays for 3 months so print a copy off for your records1 -
The OP has been discharged for nearly 6 years so the entry on the IS register is long gone.luvchocolate said:If you check the I.S website and search your name , click on it and status will have changed to discharged.
this stays for 3 months so print a copy off for your records0 -
Hi the OP is approaching discharged.flipflopflo said:
The OP has been discharged for nearly 6 years so the entry on the IS register is long gone.luvchocolate said:If you check the I.S website and search your name , click on it and status will have changed to discharged.
this stays for 3 months so print a copy off for your records
Bradders replied he was 6 years discharged not the OP0 -
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I had a DRO which ended last year. It did take a couple of months for it to drop off my various credit reports. But once it's gone, it's such a wonderful feeling! Congratulations on your financial freedom.Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.0
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Do remember. You are a member of the BR’s Gazette until the day you die.
No way out of that one I’m afraid
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