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Letter Recd from Arrow Global

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I have just received a letter in my maiden name from Arrow Global relating to Shop Direct (Carval).  I don't recall ever having an account for any of the companies that Shop Direct cover.  
What letter should I send?
«1

Comments

  • What is the title of the letter if you don't mind me asking? 
    You can check your credit report to se if they've taken any action against you. Or you can call them or the creditor asking for more information. 
    It is best to get in touch to either acknowledge the letter or defend the claim, this will give you more time to make a defence. 
    Hope this helps.
  • Galloglass
    Galloglass Posts: 1,288 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    It is best to get in touch to either acknowledge the letter or defend the claim, this will give you more time to make a defence. 
    Where does it say they have issued a claim? Why would anyone "acknowledge" a debt that isn't theirs?

    To answer the OP's question, it is the prove it letter. See Debt Camel

    https://debtcamel.co.uk/prove-it/


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    • "Free parking" doesn't mean free of rules. Check the rules and if you don't like them, go elsewhere
    • All land is owned. If you are not on yours, you are on someone else's and their rules apply.
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  • I have checked my credit report, and do so quite often and this is not on there.
    The letter opens with Your account will now be managed by Resolvecall.
  • It is best to get in touch to either acknowledge the letter or defend the claim, this will give you more time to make a defence. 
    Where does it say they have issued a claim? Why would anyone "acknowledge" a debt that isn't theirs?

    To answer the OP's question, it is the prove it letter. See Debt Camel




    Thank you i will send that letter today.
  • sourcrates
    sourcrates Posts: 31,634 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 14 October 2020 at 5:49PM
    Resolvecall are Arrow Globals go to DCA of choice, provit letter a good first step, see what comes back, let us know if you need further help.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • peteuk
    peteuk Posts: 1,999 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    We had a letter a good few years ago from a debt collecting company, in my first name and my wife's maiden.  I could prove we moved out of the house on a specific date and that it wasn't us and they instantly stopped chasing us for a debt that wasnt ours.  It was more a fishing letter.   So sometimes, although many on hear wold disagree, contact them, work out if it it your debt and go from there. 
    Proud to have dealt with our debts
    Starting debt 2005 £65.7K.
    Current debt ZERO.
    DEBT FREE
  • Just had a hand delivered note come through the door from resolvecall asking me to call them.  There is still nothing on my credit file. Do I call or send another prove it?
  • sourcrates
    sourcrates Posts: 31,634 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 6 November 2020 at 10:27PM
    D1sn3yf4n said:
    Just had a hand delivered note come through the door from resolvecall asking me to call them.  There is still nothing on my credit file. Do I call or send another prove it?

    Have you not had a responce to the original provit letter ?
    Arrow can take their time, and can sometimes ignore you, best to send again via email, or on their contact form on their website, that usually gets a responce, and once the account is "on hold", resolve call, will be called off, lol.
    Best to deal with the organ grinder rather than the monkey.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • No had no response to the original letter. I don’t know who the original debtor is? Do I send the prove it letter to resolve call on their website?
  • sourcrates
    sourcrates Posts: 31,634 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 6 November 2020 at 10:26PM
    D1sn3yf4n said:
    No had no response to the original letter. I don’t know who the original debtor is? Do I send the prove it letter to resolve call on their website?
    No, resolve-call are just the lackeys here, who was the original letter from ?
    Did you mention Arrow Global ? 
    Send it to them.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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