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Time to reverse a chargeback - 45 days or 45 working days?

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Just read the great article on reversing chargebacks and there's a point made that the retailer has 45 days to provide proof to reverse the chargeback if they want (a 'clawback' I beleive it's called). Is this 45 days including weekends ect or 45 working days?

Thanks a lot in advance

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