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Can you transfer a mortgage offer?
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lemliss
Posts: 81 Forumite

Long and short
Been approved for a mortgage, sellers solicitors haven't responded to any calls or emails from our solicitors in 8 weeks, their offices are closed due to covid, seller not very helpful in chasing (we are renting the property we are buying currently)
Is it a possibility to transfer our mortgage offer (Nationwide) to another property?
I was originally just going to threaten this to try get them moving but now I've thought about it im interested to know...
Been approved for a mortgage, sellers solicitors haven't responded to any calls or emails from our solicitors in 8 weeks, their offices are closed due to covid, seller not very helpful in chasing (we are renting the property we are buying currently)
Is it a possibility to transfer our mortgage offer (Nationwide) to another property?
I was originally just going to threaten this to try get them moving but now I've thought about it im interested to know...
NATIONWIDE FTB -
Full application- 8th July 2020
Hard credit check - 19th July 2020
Physical Valuation carried out - 5th August 2020
Valuation received by Nationwide - 7th August 2020
Offer via text message - 18th August 2020
Message via text saying revised mortgage offer - 13th November 2020
Exchanged contracts - 16th December 2020
Completed - 18th December 2020
VIDA HOME MOVER SOLE MORTGAGE
Full application - 29 November 2023
Requested more documents -
4th December 2023
Offer subject to Valuation- 6th Dec 2023
Valuation booked - 6th December 2023
Physical Valuation carried out - 7th December 2023
Underwriting 11th December 2023
Mortgage offer - 20th December
Full application- 8th July 2020
Hard credit check - 19th July 2020
Physical Valuation carried out - 5th August 2020
Valuation received by Nationwide - 7th August 2020
Offer via text message - 18th August 2020
Message via text saying revised mortgage offer - 13th November 2020
Exchanged contracts - 16th December 2020
Completed - 18th December 2020
VIDA HOME MOVER SOLE MORTGAGE
Full application - 29 November 2023
Requested more documents -
4th December 2023
Offer subject to Valuation- 6th Dec 2023
Valuation booked - 6th December 2023
Physical Valuation carried out - 7th December 2023
Underwriting 11th December 2023
Mortgage offer - 20th December
0
Comments
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Vendors solicitor works for their client. What has you LL actually said?0
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Nationwide doesn’t let you transfer it to another property. We had our offer ready too and the purchase didn’t go through. However when our offer was accepted on another property, we went to Nationwide to see if this was an option. They advised that we would have to make a completely new application unfortunately.Home buying yet again!! Fingers crossed!!
===============================
3 years ago ==> Completed!! PROUD homeowner from now on! :beer::beer::beer::beer:0 -
Thrugelmir said:Vendors solicitor works for their client. What has you LL actually said?NATIONWIDE FTB -
Full application- 8th July 2020
Hard credit check - 19th July 2020
Physical Valuation carried out - 5th August 2020
Valuation received by Nationwide - 7th August 2020
Offer via text message - 18th August 2020
Message via text saying revised mortgage offer - 13th November 2020
Exchanged contracts - 16th December 2020
Completed - 18th December 2020
VIDA HOME MOVER SOLE MORTGAGE
Full application - 29 November 2023
Requested more documents -
4th December 2023
Offer subject to Valuation- 6th Dec 2023
Valuation booked - 6th December 2023
Physical Valuation carried out - 7th December 2023
Underwriting 11th December 2023
Mortgage offer - 20th December0
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