How do I find any/all of my pensions

ferry

Hope someone can help or advise please. I have a small pension plan that I feel has moved around a fair bit and I have lost track of it. 
Can I please ask how I can find out where all of my pension money is, preferrably for as little cost as possible?
Thank you for your help
F x

wjr4

The pension tracing service 

dunstonh

I have a small pension plan that I feel has moved around a fair bit and I have lost track of it. 

Pensions only move if you transfer them.  Any change in name due to mergers and acquisitions would still leave the pension where it is.  So, if you recall any of the historic trading names it was under, mention them here and one of us will tell you what the current name is.

ferry

Thank you 
I understand that you cannot give individual advice here, but can I ask if there are any restrictions on taking part of a private pension at 50 years old? If at all possible?
Thank you 

Thrugelmir

You'd normally need to be 55 to access pensions. 

ferry

Thank you 

Marcon

ferry said:

Thank you 
I understand that you cannot give individual advice here, but can I ask if there are any restrictions on taking part of a private pension at 50 years old? If at all possible?
Thank you 

You can only access your pension before the age of 55 (expected to rise in future) if you have something known as a 'protected pension age' (unlikely but you would need to check direct with the scheme - no other way to know) or if you are so ill that you qualify for ill health early retirement.

There is a free pension tracing service: https://www.moneyadviceservice.org.uk/en/articles/trace-lost-pensions-and-request-pension-forecasts

Don't pay anyone anything to do it for you - you'll have to provide the same information to the people you are paying, so it's throwing money away.

vinjane

I want to find old pensions how do I do that free or cheep

dunstonh

vinjane said:

I want to find old pensions how do I do that free or cheep

You write to the pension providers.  Thats just the cost of a stamp.
If its a workplace pension, you write to the pensions department or administrator of the workplace pension.  Again, cost of a stamp.

Marcon

vinjane said:

I want to find old pensions how do I do that free or cheep

Read the post immediately above yours and I've given the link.