Bank account with negative balance in Spain has been dormant for 13 years. Does this spell trouble?

DanWebb

Hi all, I studied in Spain 13 years ago and held a current account at the time. I think my balance back then became negative at the end of my stay, but I had to leave the country to start a job in the UK (and changed my phone number). What is the bank likely to have done with this account that has been dormant for 13 years, and the negative funds? I'm planning on moving to Spain again now.. Will I be running into trouble?

sourcrates

The general limitation period for personal actions in Spain is now five years (Article 1964, Civil Code). (It was 15 years until the reform of the Civil Procedure Act, which came into force on the 7 October 2015.)

DanWebb

Thank you for your reply, Sourcrates. Does this mean that my account is closed, the debt cancelled, and I don't have to worry about returning and joining a bank in Spain again?

sourcrates

I would interpret things that way yes.