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Adding other people to a mortgage

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Is it fairly easy to add other people's names to your mortgage?

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  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    kenzie123 said:
    Is it fairly easy to add other people's names to your mortgage?


    Depends if everyone meets the lenders mortgage criteria, that includes the original person on the mortgage.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • kenzie123
    kenzie123 Posts: 103 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    kenzie123 said:
    Is it fairly easy to add other people's names to your mortgage?


    Depends if everyone meets the lenders mortgage criteria, that includes the original person on the mortgage.
    kenzie123 said:
    Is it fairly easy to add other people's names to your mortgage?


    Depends if everyone meets the lenders mortgage criteria, that includes the original person on the mortgage.
    Thank you - if the mortgage is paid off, is it possible to add names to the deed?
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    If there's no mortgage, the owner can do what they want with adding a name, unless the one to go on the title deeds is currently bankrupt. 
    Mortgage started 2020, aiming to clear 31/12/2029.
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