Increasing overdraft limit - help

charlesca

Hello,
I was wondering if somebody could help me.
I have a bank account with HSBC (been with them for 5 years now) and my overdraft limit is £1,000. I would like to increase it to £2,000 ideally within the next couple of days. My problem is that I moved to a different city and I’m starting a new job on Monday. When I tried to increase my overdraft limit on the HSBC website it asked me to fill out a form with my address and salary. 
It had my previous details saved already, including my previous address and a part-time job I was doing the time I applied for my overdraft in September 2019. My yearly salary was £10,800 at the time. Since then I worked full time and earned £18,000/year, and I just left this job on 30/09/20. However, this salary/job was not saved on my bank account.
I am wondering what’s the best way to fill out this application form without giving “false” information as I don’t want it to get declined because of this.
My salary at my new job will be £20k/year but I will only get paid from there at the end of October so I’m not sure if this will get accepted. I have already saved my new address on my HSBC profile but I’m not sure if this is showing on any records that they might be looking at, as I just moved in a few days ago.
My credit score is pretty good at the moment (according to Clear Score at least) but I’m not sure what’s the best way to apply for this. I realise it would have been much easier to just increase my overdraft limit while I was still in my previous job/address but at the time I didn’t realise I could do this so I didn’t look into it.
Any advice on how to fill out this form? Would it be a huge issue if my new address/salary would not match with whatever records the bank has (if I use my new address and the job I’m starting on Monday)? Or should I apply for it with my previous address and the job that I just left?

Thenonameleague

Don't worry about the score as only you can see it, your history is what matters.

jonesMUFCforever

This story sounds familiar (but the search facility is broken so cannot find it) - have you asked this question before under a different username?
If so the replies there are still valid.

Marcio45

You should give current correct information. If you supply the new wages imagine the bank asks for payslips. HSBC dont normally do this, but other banks do... and in the current climate... It is a tricky one. If you can wait leave until you start the new job and then you wont be giving wrong information.
Be aware that overdrafts have become very expensive recently, around 40% annual interest rates, so it is one of the most expensive forms of borrowing.

CocoM2020

jonesMUFCforever said:

This story sounds familiar (but the search facility is broken so cannot find it) - have you asked this question before under a different username?
If so the replies there are still valid.

https://forums.moneysavingexpert.com/discussion/6197577/increasing-overdraft-limit-help

jonesMUFCforever

CocoM2020 said:

jonesMUFCforever said:

This story sounds familiar (but the search facility is broken so cannot find it) - have you asked this question before under a different username?
If so the replies there are still valid.

https://forums.moneysavingexpert.com/discussion/6197577/increasing-overdraft-limit-help

Thank you that is the one - identical details.
Now if MSE  could fix the search facility on posts you have made - you can only go back one page.