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Received a Pre Legal Assessment letter
ferry
Posts: 2,016 Forumite
Hi all. Need some advice please.
I have received a 'Pre Legal Assessment ' headed letter from Lowell and now really worried they are heading toward a ccj for me.
I have struggled with being able to make any sort of offer at this time due to worrying job issues and I have emailed them explaining this which was either missed or ingored.
Do I need to act immediately on this and hild up yhe court process they seem to be intending?
Thank you for any advice
F x
I have received a 'Pre Legal Assessment ' headed letter from Lowell and now really worried they are heading toward a ccj for me.
I have struggled with being able to make any sort of offer at this time due to worrying job issues and I have emailed them explaining this which was either missed or ingored.
Do I need to act immediately on this and hild up yhe court process they seem to be intending?
Thank you for any advice
F x
:j
0
Comments
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Hi Ferry,Its just another in the series of standard DCA template letters designed to do as per its intention, (A) to get you worried, and (B) to get you to contact them.You only know for sure they intend to get legal when a "LBA" (letter before action) drops on your door mat.Everything else is just another move in the dance.Re-send your email, enclose a budget sheet showing them you cannot afford payments, they won`t take you to court if you cannot pay.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter2
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Thank you for your reply:j0
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