Bank loan

Ms_CO_2

What happens to a bank loan after you die but have no assets 
 

bradders1983

It is written off, unless you have one with a guarantor listed (although I doubt any mainstream bank does these)

Is there a reason you ask?

Grumpy_chap

After you die, you don't need to worry about it.

foxy-stoat

Once the executors deal with probate they pay the loan, if there is any money in the Estate, if not then it will indeed get forgotten about. 

se2020

It comes out of any money (assets) in the estate of the deceased.
Presumably the funds from the loan may still be in the estate in some form? New kitchen or car or something like that?
If there are no funds left in the estate then it will get written off so nobody else will be expected to pay it.
If it's a larger amount and only lent recently then the loan provider may do a bit of digging around to see if the deceased had done anything dodgy before dying. Ie, taken out a large loan after receiving a terminal diagnosis and given it all away as cash gifts to family members.
If it's been repaid over the last 4 years,  has a year left to go and they have been hit by a bus they wont look into it so deeply. 

AvaInce

Once you die you really don't have to worry about it!

DCFC79

Ms_CO_2 said:

What happens to a bank loan after you die but have no assets 
 

Is there any context here ?

foxy-stoat

DCFC79 said:

Ms_CO_2 said:

What happens to a bank loan after you die but have no assets 
 

Is there any context here ?

I doubt we will ever find out as the OP has not been back.