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AIP - hard search
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shondoc
Posts: 10 Forumite
We got an aip from Barclays on the 30/9 and submitted a full application on 1/10 via our broker. I received an email alert from my credit file on the 30/9 to advise that Barclays had completed 2 searches, one soft affordability and one hard search. Is this not unusual for an AIP? I thought they ran a hard search only once you had submitted the full application? Just wondered why this is different - as their website says soft search for AIP.
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You say you submitted a full application? That’s probably why there’s hard searches.0
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Barclays agreement in principle via broker involves a hard search. Same as NatWest.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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