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Difficult situation

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Jjamie
Jjamie Posts: 76 Forumite
10 Posts First Anniversary
edited 4 October 2020 at 7:41AM in Mortgages & endowments
Hello,
iam looking for some advice or suggestions. I have a mortgage application approved and it expires in January. I am looking fo purchase a half share in a property I will inherit from my late mum. The other party is difficult and my late mums will still has not been settled. Due to Covid and them generally being slow, the solicitor has only in the last three weeks sent the other party a letter. 
They haven’t responded.
the situation is beginning to make me very unwell and anxious. I live in the property with my two children. What should I do? I can’t see things being resolved before January. The offer is with NatWest 

edited to add: can I re apply for a mortgage soon after it expires?

im getting conflicting information from the lender and broker. Lender said an extension was do able, broker said knowing them it wasn’t and the second time I spoke to the lender they said all they could potentially do was a month max 

Comments

  • Flugelhorn
    Flugelhorn Posts: 7,349 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    who is the executor of the will? if they have to divide the estate up (and the property has not specifically been left to you 2 in half shares but just as part of the estate) then they can go ahead and sell the property when they have probate. 
  • Jjamie
    Jjamie Posts: 76 Forumite
    10 Posts First Anniversary
    I am an executor and so is the solicitor. My dad is holding things up as he wants reimbursed for the funeral, and has been a bit dodgy about it all! Paid in cash he can’t prove but wants reimbursed. 
    I want to purchase his share but confirmation needs to go ahead and can’t until the Will is resolved. The half share that was mums has been left specially to me, hence why I’m trying to purchase my dads share. There was a Will, but my dad is complicating things, he wasn’t left anything because they didn’t get on. My issue the time scale of 14 weeks to do both confirmation and the purchase. Solicitor has had months to send a letter off and dads solicitor hasn’t replied in four weeks. Becoming very stressed as I live in the property with my two young children. 
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Funeral Director would be able to confirm the cost of the funeral. 
  • Jjamie
    Jjamie Posts: 76 Forumite
    10 Posts First Anniversary
    The Funeral Director would be able to confirm the cost of the funeral. 
    They have, they’ve also confirmed he paid cash. Which I knew about, he wants reimbursed but he cannot prove where the cash came from. I don’t feel that someone who has gained cash ilegslly should be reimbursed. 

    Still leaves me fretting over times scales for trying to purchase his share from him. I’m not sure what else I can do
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 October 2020 at 5:30PM
    Is the money worth fighting over?  Given the total amount that is involved and you've inherited half a property. 
  • Jjamie
    Jjamie Posts: 76 Forumite
    10 Posts First Anniversary
    Is the money worth fighting over?  Given the total amount that is involved and you've inherited half a property. 
    I’m starting to think not. But it leaves me with a 4K bill I can’t afford 
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