We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Need a few questions answering about dro
Options

hello19
Posts: 45 Forumite

Hi, can someone help me out, please?
I have filled in an application online via stepchange in August and spoken to an advisor on the phone and since then my circumstances have changed.
I was due to go into my second year at university, but I am contemplating on deferring until 2021. My parents have also decided if I don't want to defer they can help me with my tuitions fees. Now I had put those tuition fees that I pay for on the application, can I request the advisor to remove this information from my application?
Secondly, two of my debts are now ccj and there are extra fines attached to them, do I tell my advisor this as I only revived them in the post a few days back.
Also, do we get to see our application before it is sent to check over things as talking about numbers over the phone has proven difficult?
I have filled in an application online via stepchange in August and spoken to an advisor on the phone and since then my circumstances have changed.
I was due to go into my second year at university, but I am contemplating on deferring until 2021. My parents have also decided if I don't want to defer they can help me with my tuitions fees. Now I had put those tuition fees that I pay for on the application, can I request the advisor to remove this information from my application?
Secondly, two of my debts are now ccj and there are extra fines attached to them, do I tell my advisor this as I only revived them in the post a few days back.
Also, do we get to see our application before it is sent to check over things as talking about numbers over the phone has proven difficult?
0
Comments
-
Will you still have £50 or less left after essentials have been paid ?That’s all the advisor is bothered about, as long as you meet the minimum disposable income criteria you don’t need to to anything.
You will be asked to obtain up to date balances of your debts just prior to the application been submitted.
Yes your application is sent to you first for your approval.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards