Hire purchase question

Mack77

Good morning
I hope someone can help.  My ex partner hasn't contributed anything towards the cost of raising our children (separated 4 years ago) until 6 months ago when my old car died and I had no money for a new one.  His finances are much better now and we have remained amicable despite the lack of financial contribution, I decided it was a fight not worth having.  6 months ago he therefore offered to lease a car in his name and pay the monthly cost for me so that I have use of a reliable car for work.  We have agreed this agreement in lieu of any child maintenance payment.  I have included the car maintenance, insurance, diesel and tax costs in my statement of affairs.  
If someone could kindly give me some advice on whether the official receiver would accept this and allow me to keep using the lease car I would really appreciate it.  I have been to the CaB and national debtline and cannot get a straightforward answer on this.
Many thanks in advance.  

JCS1

Afternoon - is it lease or hire purchase?  Your text mentions lease but the title HP so just wanted to clarify.

Mack77

So sorry for the late reply and for the confusion. It is in fact a lease, the title of my post was misleading. Thanks in advance. 

jonesMUFCforever

Does the lease company that you are exclusively using the car?
If not that is more of a problem for you should you have any kind of accident.

Mack77

Yes they do. They didn’t say it was a problem and I have fully comprehensive insurance in my name. 

sammy32683

If someone is leasing a car in their name and allowing you sole use of it the OR cant do anything about that. 
In terms of the upkeep/running costs of a car I cant see they would have an issue if you need a car for work and driving children around. Just as if you owned a car yourself they would most likely let you keep it if you needed it and you would still pay the same upkeep/running costs.
I cant say that for certain obviously but I went BR with a car on HP in my name paying monthly for it and I was allowed to keep paying for it so I don't see why they would have an issue. 

MissMia60

Mack77 said:

Good morning
I hope someone can help.  My ex partner hasn't contributed anything towards the cost of raising our children (separated 4 years ago) until 6 months ago when my old car died and I had no money for a new one.  His finances are much better now and we have remained amicable despite the lack of financial contribution, I decided it was a fight not worth having.  6 months ago he therefore offered to lease a car in his name and pay the monthly cost for me so that I have use of a reliable car for work.  We have agreed this agreement in lieu of any child maintenance payment.  I have included the car maintenance, insurance, diesel and tax costs in my statement of affairs.  
If someone could kindly give me some advice on whether the official receiver would accept this and allow me to keep using the lease car I would really appreciate it.  I have been to the CaB and national debtline and cannot get a straightforward answer on this.
Many thanks in advance.  

Hi, I would look into the car insurance as there is a possibility you won't be covered as the car is leased to him.

Mack77

Thank you very much for your replies, I really appreciate it