We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
No way out of debt
Options
molifly12
Posts: 2 Newbie
Please help, I am feeling really really lost and overwhelmed.
I made some really bad mistakes 6/7 years ago and I’m in such a mess as I buried my head about it.
I have around £22,000 in unsecured debts, all with defaults.
I earn £1200 a month and have a spare £37 a month after I’ve paid for my basics such as bills, childcare and food.
I have approached advice services for help, been told my debt is too high for a DRO, I can’t afford bankruptcy, I don’t have enough to offer for an IVA, I don’t have enough to offer for a DMP. If I leave this any longer they will start issuing warrants of control. Surely I must be missing something, how do I get on top of this?
0
Comments
-
Which advice services have you contacted?0
-
I’ve contacted StepChange who have advised I just don’t fit into any boxes, as above.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards