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Joint bank accounts
devonsdreamer
Posts: 329 Forumite
I have made my BK appointment for monday. I have a joint account with my husband - it is a basic lloyds account and we do not owe them money. My questions are:
if I take my name off the account
will it still be frozen?
will i have to declare it?
I dont want to do anything wrong so all advice will be welcome
Thanks
if I take my name off the account
will it still be frozen?
will i have to declare it?
I dont want to do anything wrong so all advice will be welcome
Thanks
Don't get strung out by the way I look,
Don't judge a book by it's cover
Don't judge a book by it's cover
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Comments
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My advice is take your name off the account before going BR. As to whether or not you have to declare it, it depends if you are just a signatory on it or an account holder? If you are an account holder, then you have to declare it, if just a signatory on it, then not as you were added to the account that wasn't yours.
Hope that helos and good luck for your BR date!! See you on the other side!:j0 -
it is currently a joint account- but i will be taken off tomorrow so will no longer be on the account.Don't get strung out by the way I look,
Don't judge a book by it's cover0 -
were you added to the account or was it your partners in the first place?!!!!!0
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we opened it togetherDon't get strung out by the way I look,
Don't judge a book by it's cover0 -
you need to let the or know when he calls you then, any way your partner can open another account before monday and get everything transferred by then?0
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I spoke with debt line and they said if I am not on the account when I pettition for BK then I do not have to declare it. Thanks for your helpDon't get strung out by the way I look,
Don't judge a book by it's cover0 -
you need to let the or know when he calls you then, any way your partner can open another account before monday and get everything transferred by then?
take the above advice as it took ages for barclays to take my name off joint account and at one point they refused , this was well before my bankruptcy ! so it would be quicker and easier for your hubby to open new account paula x0 -
crikey, i had completely forgotten how long it took to get name off the account!! As long as you go into your branch, they should remove you by the end of next week but then that will be too late!?
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I have looked at my online banking and I am no longer abe to acess the account - I will go into branch tomorrow and to the cash point and see what happens.
Thank you for all your advice I really appricate it.
Coming on here daily is what is keeping me calm atm!Don't get strung out by the way I look,
Don't judge a book by it's cover0
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