Halifax overpayment question

Janxx

kimwp said:

KP74 said:

Hi @Janxx I have a mortgage with Halifax.  By making overpayments your term will not change.  Mine haven't.

The Halifax website says that lump sum overpayments will not cause your monthly payments to change ie the term will be reduced.

It says that regular overpayments where they take extra money will not change the term.

@Janxx best to give Halifax a call.

Thank you. I did try to call today but there was a recorded message saying, only stay on the line if your call is urgent. So I hung up. Obviously the situation with the pandemic.
I think I will just make a lump sum overpayment making sure I don't go over the 10% it states on my mortgage agreement.