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Valuation and mortgage application

Is the valuation only instructed once the mortgage company has assessed and happy with your mortgage application?
we have made an application with Kent Reliance on 2nd September, submitted 3 wages slips each and 2 bank statements and payment was taken for valuation, hard credit search done. Submitted a further 2 bank statements on 7th Sep so they had all the documentation. 8th Sep valuation instructed and carried out on 17th September.  

Comments

  • I think it depends on a lender so maybe a broker on here can let you know regarding that particular lender but for Nationwide no. They instructed ours within 2 days of the application and its still yet to go to the underwriters.
    FTB- 90% LTV
    Nationwide Application
    DIP - 27/08
    Full Application - 28/08
    Valuation Booked - 01/09
    Hard Search - 07/09
    Valuation Completed - 09/09
    Valuation Reviewed & Accepted - 28/09
    Mortgage Offer Received - 29/09




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