how to get a buisiness account

biggles36

Please could anyone tell me where i can get a buisiness account if i have a average credit rating, halifax, natwest want let me, HELP.

Pennywise

How good is your "average" credit rating? Some (most?) banks won't open a business bank account where a proprietor has CCJ's or there are some defaults on the credit record. If this applies to you, then you may have problems with all (most?) banks as they tend to work to similar criteria. Are you trying to get an overdraft or a loan or just a current or savings account?

Savvy_Sue

If you don't get anywhere here, try asking on the Small Biz and Charity Board. But may be worth answering the questions posed above first ...

biggles36

Hi, Thanks for your response. I have no CCJ's, just a couple missed payments on a bank loan and one late payment on a credit card, I actually looked up my credit file last night and my rating was classed as good, but as a joint with my wife it was poor. I just want a business account to use for work reasons, no loans or overdrafts