Halifax Clarity Loan

fsrdu

I took out a clarity loan with Halifax in 2017 for £1000, with the high interest rate I still owe £745. Would I be better getting another loan to pay this one off? 

[Deleted User]

Maybe if you can find one at a lower interest rate, or could you over pay the current one to save interest?

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fsrdu said:

I took out a clarity loan with Halifax in 2017 for £1000, with the high interest rate I still owe £745. Would I be better getting another loan to pay this one off? 

What you took out was a credit card dressed as a loan, with the generally high interest that credit cards attract.
No high-street lender will offer loans below £1000 so you'd just be better off paying it off I think.  Is it really that difficult to pay off £250 a month or so for the next 3 months?