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Mortgage broker - ask me anything

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  • K_S
    K_S Posts: 6,881 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    How strict are Nationwide with their Second Job criteria, specifically for their Helping Hand products (the criteria being that you must have been in the second job for 6 months)- I've been in my second job for 3 months and have found I house I want to put an offer in, the extra £9k annual salary from the second job will make it so much more easier.
    @theonenonly I can't speak from experience of this specific situation but generally speaking I would expect them to apply the second job criteria as described at the point of application or underwriting.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

  • theonenonly
    theonenonly Posts: 146 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    K_S said:
    How strict are Nationwide with their Second Job criteria, specifically for their Helping Hand products (the criteria being that you must have been in the second job for 6 months)- I've been in my second job for 3 months and have found I house I want to put an offer in, the extra £9k annual salary from the second job will make it so much more easier.
    @theonenonly I can't speak from experience of this specific situation but generally speaking I would expect them to apply the second job criteria as described at the point of application or underwriting.
    Thanks. Is it possible (and I appreciate you're not speaking from experience necessarily) that I've worked there for 3 months, and a letter from my employer showing that I've got a permanent contract, would they take that into consideration?
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