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How can I get a loan when my credit rating is affected by my credit card debt?

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  • I am surprised by your response of "so what?" mainly because you then go on for 2 paragraphs about my situation!
  • MinuteNoodles
    MinuteNoodles Posts: 1,176 Forumite
    1,000 Posts Name Dropper
    edited 22 September 2020 at 1:49PM

    I cannot get a temporary job, I have a business as a therapist and have clients.

    Utter rubbish. You're self employed, you're the boss of your own business and you can set the hours you operate. You find a part time job and you book your clients around that job. If my teacher brother can manage to run a business around the hours he spends as a teacher and I managed to run one around the hours I spent as a lorry driver you sure as hell can manage to do it with a part time job.
  • DCFC79
    DCFC79 Posts: 40,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I am surprised by your response of "so what?" mainly because you then go on for 2 paragraphs about my situation!

    Provide more details then.

    You essentially have 2 options, increase your income or cut your spending.
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