Fixed rate due to end

Intreeguing

I was lucky enough to buy a house last year. I've had a fixed interest rate on the mortgage but it was only fixed for 2 years so April next year it will end. I don't really understand what happens at this point? I've tried to wrap my head round it, do I need to set up a meeting with them to fix a new rate or can I go with another provider with better rates? I thought getting a mortgage I would have to stay with that provider for the duration.

Tia

haras_n0sirrah

You can either go back to the same provider or change lenders. We would normally start looking into it 4 months before 
Who is your current lender?

Intreeguing

haras_n0sirrah said:

You can either go back to the same provider or change lenders. We would normally start looking into it 4 months before 
Who is your current lender?

Currently with Halifax 

haras_n0sirrah

Halifax product transfer rates aren't the best. I would speak to a broker to make sure you are getting the right deal. You can then compare what Halifax can offer against the rest of the market. This can be done up to 6 months in advance especially as mortgage rates are on an upward trend. If you dont have a broker then some of us who post here are brokers and are identifiable by our signatures. We are not allowed to approach posters but most of us are happy to respond to pm's. 

dimbo61

You can look at Halifax website and search new deals for existing customers. 
You may have to sign in !
Start my checking what deals the have for you LTV and consider how long you want to fix !
The bigger the mortgage the more reason to consult a independent whole of market mortgage broker