When do COPE payments kick in?

Layny

Due to ill health I retired and claimed my NHS pension. State pension isn’t due for another year but I asked for a forecast and it includes the estimated amount for COPE which will/is paid via my work pension.  

Is it already included in what I already receive or will it be added when I reach the official State Pension Age next year? 

Thanks in advance for any help

Dazed_and_C0nfused

You are already getting it.  It's just an estimate of what your occupational (NHS) pension might pay.

xylophone

I asked for a forecast 

 What was the date of the forecast? What exactly does it say about your state pension entitlement?

The COPE was used once, in calculating your "starting amount" for SP on 6/4/16.

Old Rules

NI years (up to 30)/£119.30  + (Additional State Pension - deduction for Contracting Out)

New Rules 

(NI years (up to 35)/£155.65 ) - Contracted Out Pension Equivalent

Your "starting amount" was the higher of the two.

If your SA was less than a full new state pension, there was the possibility of improving it up to the full amount  - see  https://www.royallondon.com/siteassets/site-docs/media-centre/good-with-your-money-guides/topping-up-your-state-pension-guide.pdf

 The NHS pension you are receiving includes the COPE.

https://www.gov.uk/government/publications/state-pension-fact-sheets/contracting-out-and-why-we-may-have-included-a-contracted-out-pension-equivalent-cope-amount-when-you-used-the-online-service