paying off loan early

johannis

I generally use a personal loan rather than car finance for buying cars, up to now i've kept the car for the length of the loan and then started the process again, gradually upgrading the car. i've got rid of the current car early this time so i've got an outstanding amount on my current loan. 
In terms of credit rating, am i better to pay off the existing loan and get a new one or look to extend the current one.there are slightly better deals than i currently have but no so much that its worth messing my rating up?
i'd appreciate a steer on this.
many thanks for looking. J

[Deleted User]

The only key factor for lenders is the amount you're borrowing.  

The key factors for you are the amount and the rate you're paying. and the rate you're paying.

To make yourself look better to lenders, aim to stop the continual cycle of borrowing.