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Application Submitted - How long to instruct solictor

full application to Nationwide today.
With all the extended time frames and delays I have read on this forum - is it best to instruct solicitor to begin searches etc or should we wait untill offer received? 

Comments

  • We instructed our solicitor once the application was submitted so that they could begin their searches. Local Authority searches are taking around 4-6 weeks to come back at the minute so it's worth getting those requested in the meantime whilst waiting for your offer. 
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wait until offer received to commence work. Solicitor may request funds ready to commence searches immediately that the offer comes through.
  • I instructed my solicitor a few days after application went in. I submitted via a broker who don’t get paid until I get my offer, so I’m confident they placed me with a lender with a high acceptance chance.
  • Instructed a solicitor from the outset but not to proceed with any work until mortgage offer in hand
  • Do not instruct solicitor until offer if your not in a rush as I had a valuation a month after application and then undervalued by 20k so fell through and I had paid now I have to pay again for new property 
  • SueF1
    SueF1 Posts: 137 Forumite
    100 Posts Name Dropper
    Depends if you're in a hurry or not. I instructed my solicitor when I applied for the mortgage.  Paid solicitor and just instructed searches. Obviously if you don't get the mortgage offer or it falls through for another reason (under valued as said above) you lose the money but it will severely delay proceedings if you wait until your offer is through.
    I am in a hurry so had no option really but it's the risk you take.
  • I instructed solicitor the same as the house offer was accepted. I had 1 week from mortgage offer to exchange and then 2 days from exchange to completion.
    From offering on the house to move in date took 6 weeks.
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