Kent reliance wait time experience (very quick valuation instructed)

samw2311

Hi guys hoping someone can enlighten us abit.

 So we are currently in the process of buying a shared ownership house our MB has fitted us with Kent 2 year fixed due to me being self employed etc (it suits us as we plan to staircase 2 years later)
Anyway we got a DIP which took a day and a half. Then the MB submitted our application and they rejected it straight away due to existing car Finance, which I had settled just my credit file hadn’t updated that quick so their computer automatically said we couldn’t borrow enough, so the MB rang them and sorted it and I sent a copy of the settlement letter and they were fine they manually pushed it through instead of computerised, and they accepted the application, so once it was submitted we got a notification of the MB on our online MB portal, saying

‘ Submitted to Lender Pending update from lender 5/6 working days
2/9 11:39’ 

we paid a processing/admin fee and a valuation fee as they (MB) requested it on the submission being accepted, I thought it was abit strange how we paid the valuation so soon, but either or I didn’t pay much attention and paid it as we’re desperate to get it all through. 

We checked the online portal just out of curiosity the same day and we then saw this ‘ 
 Valuation Instructed Pending Date
2/9 12:18 ‘

We couldn’t believe this was so quick, effectively 40 mins they’ve instructed a valuation, what we want to know is surely they can’t of checked our doc’s that quick and instructed a valuation? Or could they of?  I know not many people use Kent, but surely that quick means something irregular ? 

The MB said not to worry and that they do an in depth check when they do a DIP which is why they instructed the valuation so quick as there is no red flags to look into so they are happy to instruct a valuation . We know we’ve provided enough documents via the MB as we double and triple checked with the MB and they internally underwrote it by one of there underwriters ,but we just can’t understand why they have instructed a valuation so quick, is this normal? does that mean they have checked our documents and are taking the valuation as the next step? Surely they wouldn’t waste our money doing a valuation if they hadn’t checked the documents yet? Should we not worry? 

as you can tell we’re first time buyers and are worrying as we are desperate to buy. Any advice, info, opinions would be appreciated. Thanks