Way to boost mortgage offer

Burnsie1983

I recently sold my property. My plan was to house share for a few months to build a bigger deposit. Unofficially, nationwide say it's pretty easy for me to get another mortgage.

I am considering applying for a different job closer to home.

The pay is £2k less per year. I doubt I'd notice that drop in pay as I'd probably save that much on fuel.

However, stupidly, I never really considered how every £1k "lost or gained" in pay is multiplied by a factor of £2-4k in any mortgage offer, meaning that a £2k drop in wages can have a £5-10k drop in a mortgage offer potential (just using nationwides mortgage offer calculator).

This puts my offer jn the bracket where I would really want to buy what's/where's available. 

So, other than trying to save an extra £10k (Jesus!) Is there any responsible way to boost an offer
(Forgive the naive question as I'm sure it's all about keeping everyone safe etc)

[Deleted User]

Earning more and finding the right lender are the two main options.

Your broker will be best advised to choose the most appropriate lender for you.

ACG

A different lender, Sometimes a 5 year fixed rate will enable you to lend more, 
It is pretty rare in my experience that nationwide would come out as the highest lender for a single applicant with no kids/debts.

Lipstick99

ACG said:

A different lender, Sometimes a 5 year fixed rate will enable you to lend more, 
It is pretty rare in my experience that nationwide would come out as the highest lender for a single applicant with no kids/debts.

Also try Halifax. 7 days from AIP to offer!! 

csgohan4

Lipstick99 said:

ACG said:

A different lender, Sometimes a 5 year fixed rate will enable you to lend more, 
It is pretty rare in my experience that nationwide would come out as the highest lender for a single applicant with no kids/debts.

Also try Halifax. 7 days from AIP to offer!! 

Bare in mind, one posters experience, does not mean it will suit you, you know nothing of this poster nor their circumstances. I could recommend lender X too because I too got an offer, but I won't because that's just silly. 

As Above a broker is your best bet to match you to a suitable lender.