Business bank account after bankruptcy discharge

discharged2018

Hi,
I went bankrupt in 2017 because of the failure of a family business over which I had no real control but I had personal guaranties for OD etc, lesson learnt the hard way!
Anyway, I was discharged on the 12 month anniversary without any restrictions and I am not disqualified director.
Seen bankruptcy I have worked my way back in to the position to start a business with a partner, I am a 50% share holder. My business partner has good credit and runs other successful businesses.
The issue that we are having is that we cannot open a bank account and I am assuming that this is down to my past.
We do not want or need an OD or any loans, just a straight forward standard business current account.
Is this possible due to my previous bankruptcy? Or should I resign as a director or change my shares to no voting rights? or reduce my share holding to 49%?
Desperate to get things set up and want to do things correctly but not being able to open a bank account is a major issue!
Obviously the easy solution would be to get a family member to hold my shares etc but I do not want to start out by doing things in the wrong/dodgy way.
Any advice greatly received, thanks

flipflopflo

Try the Cashplus business account
https://www.cashplus.com/business-account?pc=BUS432SBA&apskw=30628470637&apsmt=e&apsad=78683826215645&apsqs=cashplus&utm_source=bing&utm_medium=cpc%20&utm_term=cashplus&apsdev=c&apsinm=pc&apssl=M900

Genie74

Hello
First of all make sure you take a look at your credit file and ensure everything is in order regards correct information from all 4 main credit reference agencies:
Crediva 
Equifax
Experian
Transunion 
...

The best way to do this is sign up for a FREE 30 day trial at Check My File - www.checkmyfile.com 
If you spot mistakes or accounts in your bankruptcy as still open, you'll need to clean up your credit file...
Just search these forums on how to clean up your credit file.
...
In regards to getting a business account post bankruptcy / discharge, most main banks will perform a AML / KYC checks along with a Credit Check and your bankruptcy marker [even though discharged] will raise a flag and 99% of the time you will be declined...
Some banks do offer Business Bank accounts to discharged bankrupts:
Barclays
Natwest
Starling [After being 4 years discharged]
...
Tide bank offer a business account if you are discharged bankrupt as they don't do any credit checks.